cheapputs

SOFI 12 put

Expires Oct 2, 2026 · 31 days · Fintech
B
0.39
Last
0.37–0.41
Bid – ask
2,464
Open interest
0.59
IV / RV
Why it scored B

Implied volatility is priced at 59% of what SOFI has actually realized over the last 30 sessions.

No catalyst in the window, so this is a pricing call rather than an event bet.

Spread is 4 cents on a 39-cent contract with 2,464 open interest; it needs +9.5% in the underlying to break even at expiry.

SOFI underlying, 30 sessions · strike drawn10.60 +11.1%
8.0010.00strike 12
30 sessions ago · 9.5415Today · 10.60
Breakeven at expiry
11.61
+9.5% move needed
What 5× looks like
10.05
−5.2% by expiry, contract worth 1.95
Open SOFI chain in Robinhood
Not financial advice. We don't execute trades or take a cut. Most contracts under a dollar expire worthless; size accordingly.