cheapputs

SOFI 12 put

Expires Sep 25, 2026 · 24 days · Fintech
A
0.34
Last
0.33–0.36
Bid – ask
4,028
Open interest
0.59
IV / RV
Why it scored A

Implied volatility is priced at 59% of what SOFI has actually realized over the last 30 sessions.

No catalyst in the window, so this is a pricing call rather than an event bet.

Spread is 3 cents on a 34-cent contract with 4,028 open interest; it needs +10.0% in the underlying to break even at expiry.

SOFI underlying, 30 sessions · strike drawn10.60 +11.1%
8.0010.00strike 12
30 sessions ago · 9.5415Today · 10.60
Breakeven at expiry
11.66
+10.0% move needed
What 5× looks like
10.30
−2.8% by expiry, contract worth 1.70
Open SOFI chain in Robinhood
Not financial advice. We don't execute trades or take a cut. Most contracts under a dollar expire worthless; size accordingly.